Who are our members?

  • Business leaders & professionals
  • Professionals in Large, medium, institutions, NGOs, professional bodies, associations and small firms.
  • Entrepreneurs
  • Chamas and related groups
  • Members of Suitable Networks networking groups

Membership Requirements

  • Dully filled entrance form. A fully filled registration form can be hand delivered to the office or scanned and sent to the email
  • 1 copy of National ID
  • Passport photo
  • KRA pin
  • Entrance Fee of Ksh.1,000
  • Save a minimum of Kes 1,000 every month.

Members Deposits

  • Minimum monthly deposit is Kes.1,000
  • Member deposits are refundable upon termination of membership as per the SACCO by-laws
  • Higher member deposits give you higher borrowing power
  • Deposits are used as collateral while borrowing from Stable Fortunes Sacco. All member deposits are refundable 60 days after receiving an official letter from a member. This is subject to clearance of all debts and replacement of guarantors, in case a member has guaranteed other members loans which have not been repaid fully.
  • Member deposits are used as security against loans
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Share capital

  • To be recognized shareholder and to earn dividends as a member, you need to pay a share capital of Kes 10,000.
  • Each share is 20/-
  • Minimum shares per member is 500.
  • This amount payable monthly in bits of Kes 1,000 till it adds up to ten thousand.
  • You can as well pay share capital as a lump sum.
  • If you have more shares in terms of share capital you will earn higher dividends.
  • A member is allowed to own more shares as long as they don’t exceed 20% of the total share capital of all the other members.
  • Share capital is transferable at a fee upon termination of membership. Share capital is not refundable.
  • Share capital earns dividends at the end of the year.

Children’s Account

The Following Details Are Required For You To Open A junior Account.

  1. Saving for the future of your children
  2. The savings can be accessed by the contributor or the child upon maturity. That is when the child is 18 years of age or above.
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Odinary Account

The Following Details Are Required For You To Open An Individual Account.

  1. The is the basic account for every member
  2. Minimum amount that a member can save is Ksh. 1,000 but one can save more depending on ability and purpose.
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Biashara Accunt

The Following Details Are Required For You To Open A Joint Account.

  1. Suitable for Small & medium enterprises (SMEs) who need customized credit services to improve their businesses.
  2. We offer a flexible repayment period and interest rates.
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Group account

  • The group has an account with (Stable Fortune Sacco) SFS
  • Each member must have a personal savings account
  • When the group needs a loan, it’s the members who guarantee the group with their own savings.
  • Each member can guarantee one another for personal loans
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Retirement Account

The Following Details Are Required For You To Open An Individual Account.

  • Save for your retirement
  • To be redeemed at old age after retirement. Not less than 50 years.
  • To be disbursed on monthly basis
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Investment Account

  • Covers both Development and investment Loans
  • Taken by someone who wants to buy properties. The property is co-owned by the member and the Sacco until the member clears the loan issued by the Sacco to acquire it.
  • Helps to acquire automotive such Lories, cars, motorbikes etc.
  • Stable Investments Projects
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Elimu  Account

  • Savings purposely meant for schooling.
  • Repayment period depends on the amount applied
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Holiday Account

The Following Details Are Required For You To Open An Individual Account.

  • A member can save for a holiday
  • You can choose to redeem these savings either in the month of April or August.


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Fixed Deposit Account

The Following Details Are Required For You To Open A Joint Account.

  • Suitable for members who would like to save for a specified period of time for a specific interest rate.
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What we equip volunteers with:

Types of courses & skill sets

  • Copy writing, content creation & SEO
  • Digital marketing
  • Web design
  • Sales & marketing
  • Graphic design
  • Photography & videography
  • Personal Assistants
  • Soft Skills

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    Suitable Business Network

    Join a Community of Business Leaders & Professionals.

    • Network with who is who.
    • Learn from the best
    • Get new ideas & opportunities
    • Mentorship & Financial Support
    • Get More Sales
    Talks to Us

    75 +

    Junior Accounts

    1300 +

    Personal Accounts


    Group / Chama Accounts


    investment Account

    Head Office Contacts